Estimate your annual tax burden and quarterly set-aside. Planning model only — not tax advice.
Platform fees, ads, tools, shipping, contractors.
Salary, dividends, rent, etc.
Planning estimate only. This is not tax advice. Real tax liability depends on jurisdiction, filing status, deductions, credits, and professional advice. Always consult a qualified accountant or tax professional.
Why digital sellers get surprised by taxes
When you're an employee, tax is withheld from every paycheck. When you're a seller or creator, no one withholds anything. Every dollar that lands in your account is pre-tax. If you don't set aside for taxes, the year-end bill becomes an emergency.
This calculator gives you a planning estimate of your annual tax burden and the amount you should be setting aside every month or quarter.
How the estimate works
Net business income = revenue − deductible business expenses
Total taxable income = net business income + other personal income
Estimated tax = total taxable income × effective rate for your country and income level
Monthly set-aside = estimated tax ÷ 12
Quarterly set-aside = estimated tax ÷ 4
Effective rates used here are planning estimates, not exact brackets. They roll up income tax, self-employment contribution, and typical health/social contributions for each country preset.
Country presets (planning only)
US — self-employment tax (~15.3%) + federal income tax, averaged 25–35% effective depending on income.
UK — Class 2/4 NI + income tax, averaged 20–40%.
Canada — CPP + income tax, averaged 20–40%.
Australia — income tax + Medicare levy, averaged 20–37%.
India — income tax slabs + surcharge, averaged 15–30%.
EU — varies hugely; averaged 25–45%.
Common deductions sellers can track
Track and record every one of these. They reduce taxable income.
Platform and marketplace fees
Payment processing fees
Advertising and promotion costs
Inventory and shipping supplies
Software subscriptions
Home office portion (if applicable)
Equipment (camera, laptop, printer)
Contractor and freelancer payments
Education and professional development
Business insurance
Bank and accounting fees
Travel related to business
Rules vary by country. Confirm what is allowed in your jurisdiction.
How to actually pay
Most countries require quarterly or periodic estimated payments. Missing them can trigger penalties and interest.
US — quarterly estimated payments (April, June, September, January)
UK — self assessment by 31 January (with payments on account)
Canada — quarterly instalments if you owe enough
Australia — quarterly BAS
India — advance tax quarterly
EU — varies by country
What this tool does not include
Exact tax brackets and credits for your jurisdiction
Common planning range: 25–35% of net profit depending on country and income level. Use this calculator for a more specific estimate.
Is this tax advice?
No. This is a planning estimate only. Actual taxes depend on your full situation. Consult a qualified accountant or tax professional.
How often do I pay taxes as a self-employed seller?
US: quarterly estimated payments. UK: self assessment by January 31. India: advance tax quarterly. EU: varies by country.
Can I deduct business expenses?
Usually yes: platform fees, ads, tools, home office portion, equipment, professional services. Keep receipts and confirm what is allowed in your jurisdiction.
Not tax advice. This is a simplified planning estimate. It does not reflect your exact bracket, deductions, credits, or local rules. Always consult a qualified accountant or tax professional for your actual liability.